California Medi-Cal Planning

We are here to help you with Medi-Cal Planning. Is your loved one soon to be or already in a nursing home? Are you worried about how to pay the $8,000 a month or more nursing home bill? How long would your money last before you go broke? There is only one government program to help pay for the nursing home. In California it is called Medi-Cal.

Don’t believe the myths that you have to be broke and sell your home in order to qualify. That is absolutely not true! We have been helping people since 1994 to protect their home, cash and retirement accounts for their spouse and family while having the government help to pay those costly nursing home bills. Give us a call today.

Call the office to request an appointment at

Painless Medi-Cal approval

We can help someone who is about to enter or already in a nursing home to qualify for Medi-Cal benefits. Save up to $8,000 a month on nursing home costs. Protect 100% of your assets for your spouse and family. No spend down.

Painless Medi-Cal approval

Concerned about the future? How do I protect my assets especially my home? How will I pay for bank busting long-term care costs? I don’t want to be a burden on my family. Our Post-Retirement Plan℠ is the simple and flexible answer to these concerns.

We can guide you through the maze of care options. We will help determine what level of care a person needs; home care, assisted living, board and care, or nursing home. Making sense of the different payment options is also part of the process.

Medi-Cal Planning Services Offered

99.9% Medi-Cal application success rate

We have helped thousands of families since 1994 qualify for Medi-Cal to help pay for costly nursing home expenses

Asset Protection

Protect your home, cash and retirement accounts and still qualify for Medi-Cal. No need to spend down.

Customized Solutions

Every person, every family is different. We don’t use templates. Every plan is unique.

Painless Medi-Cal approval

We communicate with Medi-Cal on your behalf, you don’t have to. Just gather the documents that we need and we do the rest. No worries.

Attentive Personal Service

We are always available to answer your questions. You are kept informed of the progress of your Medi-Cal application. We also keep the facility informed of progress.

Medi-Cal will help to pay your nursing home costs

Being in a nursing home is the last thing that many people expect or plan for. When faced with the reality of a monthly cost of $7,000, $10,000 or more, panic sets in. Don’t worry, there is hope. Give us a call today and find out how we can help you.
Professional Medi-Cal Specialist

Mr. Kim is a Certified Financial Planner™ (CFP®). He is also Certified in Long-Term Care (CLTC), Medi-Cal Specialist, as well as a California Licensed Insurance Broker (#0810324), Investment Advisor Representative, Registered Principal and Registered Representative with Triad Advisors, Inc. of Norcross, GA.

He has written extensively about the importance of planning ahead in order to correct the mistakes commonly found in many retirement, insurance and investment plans. His articles have been published in the Rafu Shimpo, Gardena Valley News, Peninsula News (Palos Verdes), and the Pacific Citizen. He was also quoted in the May, 2009 and April, 2013 issues of Kiplinger’s Personal Finance magazine.

Active in the Japanese-American and Hawaiian communities in Los Angeles and Orange County, Mr. Kim has volunteered in various capacities for Keiro Senior HealthCare. He is a former member of the Board of Directors for the Japanese Retirement Home, former member of the Advisory Council of The Friends of The Institute for Healthy Aging at Keiro, former member of the Development Committee of Keiro and also a former member of Friends of Keiro (fundraising committee).

Helpful Articles and Videos

  • July 27, 2017
  • /
  • Uncategorized

New Medicare Cards Are Coming!​

Beginning in April 2018 58 million Medicare beneficiaries will begin to receive new Medicare cards. The big change is that a...
  • August 26, 2016
  • /
  • Articles, Finances, Long Term Care Planning (LTC)

The Secret to a Happy Retirement

Remember the song “Don’t Worry, Be Happy?” What will make you happy in retirement? Is it traveling to far off destinations? Golfing...
  • August 1, 2016
  • /
  • Articles, Finances, Long Term Care Planning (LTC), Medi-Cal, Post Retirement Planning

New Changes to Medi-Cal Recovery Program

The most sweeping changes since 1993 are being made to the Medi-Cal recovery program. California’s aggressive recovery procedures have been punitive...
  • May 26, 2016
  • /
  • Articles, Long Term Care Planning (LTC), Post Retirement Planning

Baby Boomers Planning For Aging Parents

Have you ever noticed that time seems to go faster the older we get? For baby boomers, your parents suddenly get...
  • April 19, 2016
  • /
  • Articles, Long Term Care Planning (LTC), Medi-Cal

Changes in LA County LTC Medi-Cal

There is only one office for long-term Medi-Cal application processing in Los Angeles County. It is located in the City of...